Investment Solutions
At Ricketts Financial
Our team of professionals unlocks a number of choices for your portfolio. We offer experienced guidance for selecting alternative investments, separately managed and unified managed accounts, managed discretionary accounts, wrap accounts, structured products and options, along with traditional offerings such as equities, fixed income, annuities, mutual funds and exchange-traded funds.
Equity Process & Solutions
Sound portfolio construction begins with aligning investment goals to appropriate investment strategies such as asset allocation, diversification, cost control and risk management while also applying periodic portfolio rebalancing. In doing so, we take a team approach in developing practical equity investment solutions for our clients based on their risk tolerance and goals. Our equity strategy team works closely with various industry portfolio managers and analyst to develop and implement a personalized equity portfolio for our clients.
There are many significant considerations when constructing an investment portfolio – your current financial capital and your risk tolerance to name just a few. Investors have long recognized the importance of balancing risk in creating diversification by dividing assets among major asset classes such as cash, bonds, stocks, and real estate. Our equity solutions provide a sophisticated means to efficiently gain exposure to equity market segments encompassing a wide range of market capitalizations, styles and sectors. We have made it possible for our clients to build tailored investment portfolios consistent with their financial needs, risk tolerance and investment horizon. Selecting an appropriate equity portfolio and conducting periodic reviews may help to achieve their long-term investment goals.
Our custom built equity portfolios are designed to produce long-term total return by combining dividends and appreciating share prices. Our portfolios will seek broad diversification across most major economic sectors. A top down investment approach to these sectors will be taken to determine the desired sector exposure of the portfolio. A bottom up approach to stock selection will be applied thereafter. In addition to our stock selection we believe additional equity products are important to add diversification in lacking or complementing market sectors, market caps, and themes by using a network of managed products such as unit investment trust, exchange traded funds and mutual funds.
“We take a team approach in developing practical equity investment solutions for our clients based on their risk tolerance and goals.”
Fixed Income Process & Solutions
Ricketts Financial strives to find the highest quality investment-grade bonds while being careful to balance risk vs. reward when moving out the yield curve. At Ricketts Financial, we strive to ladder each portfolio in order to limit future interest risk. The constants in a volatile global economic environment are the fixed income assets dedicated to maintaining that solid portfolio foundation. Based on our firm’s longstanding experience of managing fixed income assets, we believe that staying the course best ensures predictable cash flows, defined income streams, and return of par value at maturity.